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We are the experts in finding ways to assist with your home loan approval. Non conforming loans are basically defined as finance for those people who may be in unusual situations with how their income is paid or how they wish to finance their home loan or mortgage. There are many reasons why certain borrowers will not meet the lending requirements set out by traditional lenders: • Bad credit home loans – these borrowers have generally experienced a “life event” such as a marriage breakdown, ...
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Let's Talk Near Death

Kirsty Salisbury

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Join me as I explore Near Death Experiences, and chat directly to people who have had this kind of experience. We will hear first hand accounts of what took place, and what life has been like since returning to this life.
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Near Death Experiencer Cassandra Bauer is the founder of NOWLEVELUP, a platform for holistic healing and personal transformation. After tragically losing her brother, Cassandra went on to be with him in her own Near Death Experience - an event that reconnected her with a higher power and completely reshaped her understanding of life and death. This…
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Linda Deir had a significant spiritual experience at just 20 months of age which has shaped and influenced everything for her ever since. She's led daily by her spiritual team, and today her work is primarily based on remembering who we are, our purpose for coming here, and how to live to the fullest – in the world as it is right now. Linda is the …
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Ethel Ngala had a profound experience after a strong infection took her to the brink of death. After experiencing a calming white light, she woke to being told that she may not walk, talk, or live life fully again, however today she lives a life of gratitude, purpose, and love.द्वारा Kirsty Salisbury
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Ray Catania is a near death experiencer, distinguished author, metaphysical counselor, teacher, and theorist known for his expertise in the mind-body-soul connection. He explores the realms of the physical, metaphysical, psychological, and parapsychological, blending science with spirituality. With a profound understanding gained through both forma…
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Ryan Nurse experienced a profound NDE when attacked at age 18. Whilst he didn't come back with all the answers, he did come back with tools to empower his life, live it to the full, and face the ongoing challenges that would crop up in his life. Ryan sees a world where individuals stop chasing money, start pursuing purpose, and focus on fulfilment,…
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Robert De Filippis is a Fellow of the American Institute of Philosophical and Cultural Thought. He is the author of eight books with his latest being 'Signals in the Noise - Encountering the Limits of Materialist Science – An Exploration of Consciousness and Reality. Robert's focus is on the philosophy of mind and how materialistic science cannot f…
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Amber Tyrrell had a very interesting Spiritually Transformative Experience as she was in labour with her first child 27 years ago. This experience led her to a space between worlds where she was aware of past lives, what life might be like if she was to die, and a range of 'lessons' to spiritual enlightenment. Today, Amber offers Spiritual Retreats…
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Bob Coppes, based in The Netherlands, is a scientist, author, and NDE Researcher. He is a Board Member of IANDS (That's the International Association of Near Death Studies), and has given keynote talks, and compiled hundreds of quotes from Near Death Experiencers. His latest book 'Impressions of Near-Death Experiences' includes many of these quotes…
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Alan Pearce is a journalist, broadcaster, former BBC correspondent questioning the parallels between a Coma and Near Death Experience. Examining the beautiful and disturbing experiences of those who have survived comas, Alan and Beverley Pearce have explored the mysterious levels of consciousness this near-death experience unlocks. Authors of their…
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Can you get a home loan with bad credit? Are you being rejected by the banks due to black marks on your credit file? Here's what you can do to get your home loan approved. When you apply for a home loan, lenders will always check your credit file. Your credit report is basically a history of your financial activity. It's one of the main factors in …
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If you’re self-employed or a small business owner, it can be tricky to provide the traditional home loan proof of income requirements. That’s where low doc home loans can be helpful. If you’re a company director, sole trader or in a partnership with a registered ABN and looking to apply for a home loan, a low doc home loan could be a game-changer i…
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With lenders tightening their lending criteria, you may find it difficult to obtain a Prime Bank home loan if your circumstances are out-of-the-ordinary. Luckily, though, there are some non conforming alternatives for home loan applicants who are not able to meet this stricter lending criteria. There are some other options you could consider before…
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Consolidating debts into your home loan can be a powerful tool for managing your finances and achieving greater financial stability. Owning a home is a significant milestone in one’s life, and it comes with numerous financial benefits. One such advantage is the ability to tap into your home’s equity to consolidate high interest debt. In this podcas…
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Non Conforming Loans is known for their “out of the box” loan options and they specialize in loans that meet the needs of individuals who have been declined by traditional lenders and/or who might need a loan for reasons that don’t meet the strict criteria of most banks. There are many reasons why certain borrowers will not meet the lending require…
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John Burke has been researching Near Death Experiences for decades. Looking at accounts from every continent, all types of backgrounds and people who claimed to be more alive than ever in the presence of a loving God they never wanted to leave. John has considered the accounts of many many near death experiences and the common themes coming out of …
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Jacob Cooper had a profound Near Death Experience at age 3 when he fell from a playground ladder. In his new book 'The Wisdom of Jacob's Ladder' he shares the lessons learned when he had his near-death experience and the wisdom of each rung of the ladder to help us discover our own inner light, soul purpose, and how to be of service to others. Toda…
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Dr. Raymond Moody, known as the “father of near-death studies,” joins us alongside NDE researcher Paul Perry with proof of an afterlife. Since the publication of his seminal book, Life After Life, in 1975, Dr. Moody has remained objective about the long-term meaning of NDEs, refusing to declare them proof of consciousness after death. Now, after ne…
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Marie Antoinette Kelley has spent a LOT of time thinking about death. Not only the process of dying, but what happens to 'us' when we die. As she asks these big questions, she has also considered how children think about and process death. Danny’s Day in Heaven is Marie Antoinette's beautifully illustrated children’s book that follows a young boy t…
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Steve Sayre is the producer of "Ghosts and the Afterlife: A Scientific Investigation," which is a scientific investigation into ghosts and life after death. Steve is also a former top-secret operative for U.S. Army intelligence and died twice on the operating room table after a serious military injury, which makes him quite familiar with the topic …
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Rev. Bill McDonald's life has been a spiritual journey, spanning over 7 decades. His whole life has been a mystical trip in search of gurus, the paranormal, and self-discovery. He has written about his many spiritually transforming experiences and “near-death experiences” including supernatural events during his combat tour-of-duty in the Vietnam W…
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Jon Miller had a life transforming experience as he was hit by a ute and thrown many feet through the air. He strongly remembers an out of this world experience, including meeting an angel and getting a glimpse into his future.द्वारा Kirsty Salisbury
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Daniel Drasin is an award-winning documentary filmmaker and has been a photographer and media producer for more than six decades. Since the early 1990s, as featured in his documentaries Calling Earth, and Scole: The Afterlife Experiment, Drasin has been actively investigating the field of afterlife communication through traditional mental and physi…
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Wendy Willow is an intuitive palm reader, numerologist and author. Join us as we recorded an impromptu conversation discussing palm reading and what the lines on our hands may tell us... Wendy is the author of Reading Between The Lines and Silver Butterfly Wings. For more info, visit: https://wendywillowauthor.com…
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When Wendy Willow's husband died, she was more of a skeptic than a believer in communication from the other side. However over time, Wendy's late husband David began to speak to her by sending unique messages and symbols, and Wendy slowly but surely became a believer in After Death Communication. Wendy then went on to share their communication in h…
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Following years of health issues Alysa Rushton found herself overweight and overmedicated - being prescribed over 28 medications - by the age of 27. A Near Death experience took her beyond this world, and gave her insights that stayed with her well beyond her experience. Today Alysa shares some of the learning moments from her Near Death Experience…
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Mas Sajady, a multiple near death experiencer, meditator and someone who is all about living life with Passion, Purpose and Meaning. Following his Near Death Experiences, Mas works in the realm of consciousness, frequencies and spacetime and helps people create success, abundance, and fulfilment from the inside out. Through accessing higher conscio…
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After contracting Malaria, and being given 24 hours to live, Charlie Webster had a life changing Near Death Experience. She can clearly recall the details of the doctors working on her and being on life support. And then after beating the odds, Charlie woke to a whole new life ahead of her. Her resilience and perseverance have taken on a journey of…
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Note: this episode references addiction, drugs and suicide and may not be suitable for all audiences. Betty Guandano had a life changing experience in March of 2019 when she was at a really low point in life. Following a childhood of trauma, drugs and pain, Betty was given a glimpse of life before her birth, her life mission and alternate life plan…
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