S7 Ep153: Streamlining Credit Cards with RV Ramanathan of Hyperface

TRANSFIN. LongShorts with Nikhil Arora and Sharath Toopran

We chat with RV Ramanathan ("Ram"), co-founder of Hyperface - a cutting-edge Bengaluru based company pioneering contextual banking solutions.
With a particular focus on streamlining the credit card experience, Hyperface's "Credit-Cards-as-a-Service" platform simplifies end-to-end program management for credit cards, pay-later, and prepaid cards.
Hyperface offers a comprehensive suite of products designed to launch impeccable Credit Card programs within a matter of weeks. With a focus on simplifying complex technology, Hyperface has developed robust APIs, PWA, and SDKs, empowering businesses to effortlessly integrate instant card issuance, real-time rewards, and other innovative financial features.
We speak extensively on the sectoral forces shaping credit cards and the payments industry at large, notably emergence of creative and innovative technology enabled use cases thanks to lack of traditional revenue pools due to stringent regulations and price caps.
Hyperface has secured a substantial seed funding of $10.9 million, led by 3one4 Capital, with participation from existing investors like Global Founders Capital, Better Capital, and new investors including Flipkart Ventures, Groww, and Rebalance Angel Community.
Hope you enjoy this TRANSFIN. Podcast with Nikhil Arora and Sharath Toopran, where we converse with entrepreneurs and business operators running successful startups, profitable SMEs and family promoted firms on one end, and top investment professionals representing VC/PE/credit funds on the other.
The objective is to bring out an "actionable" perspective converging the world of business and investing.
If you're a founder and if you'd like us to drill down your model, feel free to drop us a line at [email protected]