Avoid These Mortgage Mistakes During Your House Hunt
MP4•एपिसोड होम
Manage episode 309074165 series 3026571
Valerie Hunter-Kelly द्वारा प्रदान की गई सामग्री. एपिसोड, ग्राफिक्स और पॉडकास्ट विवरण सहित सभी पॉडकास्ट सामग्री Valerie Hunter-Kelly या उनके पॉडकास्ट प्लेटफ़ॉर्म पार्टनर द्वारा सीधे अपलोड और प्रदान की जाती है। यदि आपको लगता है कि कोई आपकी अनुमति के बिना आपके कॉपीराइट किए गए कार्य का उपयोग कर रहा है, तो आप यहां बताई गई प्रक्रिया का पालन कर सकते हैं https://hi.player.fm/legal।
If you're looking to buy a house, you'll want to avoid these four mistakes when it comes to your financing.
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When you're shopping for a home, there are four mortgage mistakes you should try to avoid: 1. Thinking the advertised you see is the rate you'll get: The advertised rate will be that company's lowest possible rate. In reality, many things go into determining the rate you'll get, like your credit score.
2. Not comparing lenders: There are plenty of ways to compare lenders and their rates these days. You also want to compare their closing costs, especially in an area like Clarksville where you might ask the seller to pay some closing costs.
3. Waiting for a better rate: If you wait for rates to drop in an active market like ours with prices going up, you might end up paying more for the house itself, even if the rate goes down. In many cases, it could actually cost you more money if you wait.
4. Choosing the wrong type of loan: For example, many people think that since we're in a VA market, they should automatically choose a VA loan. However, it all depends on what else you plan to do with the the financing. One big thing to consider in this situation is how much money you're putting down.
Waiting for a lower interest rate could mean paying more for the house itself.
We can provide more details and advice on any of these points if you have any other questions. Just give us a call or send us an email. We're happy to help!
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