Episode 66: May 2023 Credit Card Welcome Offers

Milenomics ² Podcast - No Annual Fee Edition

0:41 Chase Approving Sapphire Applications Over 5/24?

• Both of us have been approved over 5/24 for a CSP
• Sam: Also approved for a CSR the next day
• Data points of this working for some, not working for others. No clear pattern.
• Worth a shot, but the priority should be the CSP over the CSR first.

04:29 Chase Sapphire Preferred Bonuses Bumped Through Referral

• 80,000 points
• $4,000 spend in 3 months, $95 annual fee not waived first year
• To generate a referral link: https://chase.com/referafriend

06:17 Chase Ink 90,000 Referral/Match

• https://chase.com/referafriend
• Ink referrals are getting 40,000 for the referral and 75,000 for the card
• Secure message to match after approval

08:16 Chase Aeroplan Mastercard (DoC)

• Direct Link (100k offer may still be working)
• Pay Yourself Back at 1.25 Cents per point (Shutdown risk?)
• $95 annual fee not waived first year

09:54 Air France/KLM Mastercard 70,000 (DoC)

• Direct Link
• 70,000 after $2,000 in 3 months
• $95 annual fee not waived first year

12:29 Wells Fargo Choice Hotels Cards (FM)

• 60,000 for $1,000, no AF
• 90,000 for $3,000, $95 AF
• Nice to see Wells Fargo taking over cards from Barclays!

13:45 Citi ShopYourWay Mastercard (Direct Link)

• $75 per $500 spent, up to $225 ($1500 spend)
• 5x gas, 3x Grocery/Restaurants up to $10k a year.
• No longer issuing ThankYou Point version
• SYW points worth 1CPP for many gift cards. Easy cash out.

17:03 Never Forget: Amex Opportunities Abound