Are Shopping Credit Cards Worth It?

Credit Cards Talk show by Tanisha

Today, credit cards are divided into a number of categories. When it comes to earning reward points and discounts, each Category has a unique role. One of the extensively used credit card categories that is well-liked by individuals of all ages is shopping credit cards. A shopping card is a type of credit card designed exclusively for purchases. Your needs for shopping can be met by using this credit cards.

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Top Shopping Credit Card:

Kotak Essentia Platinum Credit Card

Kotak Delight Credit Card

Axis Bank Neo Credit Card

Advantages of Shopping Credit Cards:

Add-on Benefits: If you wish to carry fewer credit cards and desire a single credit card with all the capabilities, add-on features can be useful.

Shop when Traveling: Some card issuers provide the option to allow credit cards for international payments, making them appropriate for online and offline global purchasing.

Disadvantages of shopping credit cards

Late fees: Fail to pay your bill by the due date, and you'll probably get hit with a late fee.

Potential for credit damage: Credit scores essentially measure how much you can be trusted with borrowed money. That's why using a credit card wisely will build your credit. It's also why using cards irresponsibly can damage your credit.