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Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
Manage episode 424870436 series 3467168
Real Estate Financial Planner LLC and James Orr and James Orr द्वारा प्रदान की गई सामग्री. एपिसोड, ग्राफिक्स और पॉडकास्ट विवरण सहित सभी पॉडकास्ट सामग्री Real Estate Financial Planner LLC and James Orr and James Orr या उनके पॉडकास्ट प्लेटफ़ॉर्म पार्टनर द्वारा सीधे अपलोड और प्रदान की जाती है। यदि आपको लगता है कि कोई आपकी अनुमति के बिना आपके कॉपीराइट किए गए कार्य का उपयोग कर रहा है, तो आप यहां बताई गई प्रक्रिया का पालन कर सकते हैं https://hi.player.fm/legal।
So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down?
What's a real estate investor seeking financial independence to do?
In this class, we will compare two strategies. In both strategies, you first buy an owner-occupant property with a 5% down payment to live in.
Then, in the first strategy, you save up for a 25% down payment and buy a rental property. You repeat this process, stopping only when you own 9 rental properties.
In the second strategy, you take extra time to save up until you have enough to buy the property for all cash... 100% down payment. While it takes longer to save up to buy a property for all cash, having a free and clear property, or two or three, with great cash flow makes saving up for subsequent rentals easier and faster. You repeat this process, stopping only when you own 9 free and clear rental properties.
We model this in over 300 US cities using each city's property values, rents, taxes, insurance, etc. And, we use today's interest rates.
Which strategy gets you to financial independence the fastest? Which gives you a higher net worth? Which is riskiest? Which should you utilize?
Find out in this special class.
Check out the video and interactive charts from this class here:
https://RealEstateFinancialPlanner.com/model/25-down-vs-all-cash-with-oo/
Or, see Ann Arbor specific, detailed analysis of a variety of strategies here:
https://RealEstateFinancialPlanner.com/model/MI/Ann_Arbor/
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Ann Arbor real estate investor podcast? Book a free consultation to discuss.
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