Retirement and income planning in a fast paced format. Kevin has focused on helping investors age 50+ preserve and grow their assets, increase their income, and reduce overall income and estate taxes. Many conservative investors have used his advice to invest their savings prudently and transfer more wealth to their heirs efficiently. Visit silverleaffinancial.com for more information.
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Kevin Brucher discusses the importance of setting realistic financial goals as the new year approaches.
33:57
33:57
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33:57
Kevin Brucher discusses the importance of setting realistic financial goals as the new year approaches. He emphasizes the need for consistency in saving and budgeting, the significance of having an emergency fund, and the dangers of financial scams. Additionally, he provides insights into the current market conditions and investment strategies, enc…
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Kevin Brucher discusses the latest developments affecting retirement planning.
34:09
34:09
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34:09
Kevin Brucher discusses the latest developments affecting retirement planning, including changes in retirement rules, market trends, investment strategies for the upcoming year, updates on social security benefits, healthcare challenges, and year-end tax planning strategies. He emphasizes the importance of staying informed about rule changes, under…
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Kevin Brucher discusses the complexities of mortgage management as individuals approach retirement.
34:09
34:09
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34:09
Kevin Brucher discusses the complexities of mortgage management as individuals approach retirement. He explores whether paying off a mortgage is beneficial, emphasizing the importance of personal feelings and financial situations. The conversation delves into cash flow management, the significance of health insurance, and planning for Social Securi…
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Kevin Brucher discusses the financial habits and strategies of wealthy individuals, emphasizing the importance of long-term planning, budgeting, and investment strategies.
34:05
34:05
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34:05
Kevin Brucher discusses the financial habits and strategies of wealthy individuals, emphasizing the importance of long-term planning, budgeting, and investment strategies. He highlights a recent study showing that millionaires are more knowledgeable about their finances compared to the general population. The conversation also touches on the signif…
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Kevin Brucher discusses significant changes to 401k plans coming in 2025, including increased contribution limits and automatic enrollment.
35:27
35:27
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35:27
Kevin Brucher discusses significant changes to 401k plans coming in 2025, including increased contribution limits and automatic enrollment. He emphasizes the importance of maximizing retirement savings, understanding required minimum distributions (RMDs), and the benefits of Roth 401k contributions. The conversation also covers health savings accou…
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Kevin Brucher discusses essential aspects of retirement planning.
36:00
36:00
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36:00
Kevin Brucher discusses essential aspects of retirement planning, including the importance of life insurance, navigating taxes, income planning, and investment strategies. He emphasizes the need for personalized financial advice and the potential benefits of health savings accounts and speculative investments like Bitcoin. The conversation provides…
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Kevin Brucher discusses the realities of retirement, emphasizing the importance of financial planning amidst economic uncertainties.
34:46
34:46
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34:46
Kevin Brucher discusses the realities of retirement, emphasizing the importance of financial planning amidst economic uncertainties. They explore investment strategies, the volatility of the stock market, and the significance of health in retirement. The conversation also delves into the future of Social Security and the necessity of preparing for …
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Kevin Brucher discusses the complexities of retirement planning.
34:46
34:46
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34:46
Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of understanding expenses, the role of financial advisors, and strategies for maximizing income through investments and Social Security. He highlights the often underestimated costs of retirement, the need for personalized financial advice, and the impact of…
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Financial literacy and retirement. Kevin Brucher takes it on.
34:00
34:00
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34:00
Kevin Brooker and Steve Sedahl discuss the challenges facing retirees in America, including the alarming statistics on retirement savings and the importance of financial literacy. They explore strategies for supporting children's education without jeopardizing retirement savings, the significance of shopping around for insurance, and the implicatio…
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"Best of" Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement.
36:15
36:15
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36:15
Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement. They emphasize the importance of staying in the market and not panicking during market fluctuations. They also discuss the increasing risk of data breaches and provide tips on how to protect personal information. Additionally, they highlight the signifi…
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(Best Of) Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals.
36:35
36:35
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36:35
Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals. He emphasizes the importance of discipline and long-term commitment to building savings and creating a reliable stream of income in retirement. Kevin also provides insights on income planning, including the optimal time to claim So…
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Kevin Brucher discusses the evolving landscape of retirement planning.
35:09
35:09
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35:09
Kevin Brucher discusses the evolving landscape of retirement planning, focusing on the implications of the 4% rule, the challenges posed by national debt, and the importance of understanding Social Security and Medicare options. He emphasizes the need for responsible tax policies and the impact of wealth disparity on retirement security. The conver…
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of saving, understanding economic influences, and the role of financial advisors
34:34
34:34
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34:34
Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of saving, understanding economic influences, and the role of financial advisors. They explore current market trends, the impact of tariffs and economic policies, and provide insights on smart investing strategies. The conversation encourages listeners to pr…
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of advanced planning.
36:19
36:19
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36:19
Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of advanced planning, the role of AI in financial education, the impact of interest rates on financial products, tax-efficient strategies for retirement, and navigating market volatility. He highlights the significance of diversification, the benefits of ann…
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Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement.
34:35
34:35
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34:35
Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement. He highlights the generational disconnect regarding retirement expectations, the tax implications of retirement accounts, and the complexities of Medicare options. The conversation a…
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Kevin Brucher discusses the importance of avoiding financial diseases in retirement. He compares long-term risks to heart disease and emphasizes the need to account for factors like longevity and inflation ...
34:30
34:30
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34:30
Kevin Brucher discusses the importance of avoiding financial diseases in retirement. He compares long-term risks to heart disease and emphasizes the need to account for factors like longevity and inflation. He also highlights the importance of updating financial plans as circumstances change, drawing a parallel to Alzheimer's disease. Mismanaging c…
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(Best of) Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning.
37:01
37:01
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37:01
Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions for estate planning, including the abi…
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Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement
35:31
35:31
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35:31
Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement. The discussion touches on the importance of considering Congress and not just the president when it comes to changing laws and policies. He also delves into the impact of different admini…
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1
Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement.
36:15
36:15
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बाद में चलाएं
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पसंद
36:15
Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement. They emphasize the importance of staying in the market and not panicking during market fluctuations. They also discuss the increasing risk of data breaches and provide tips on how to protect personal information. Additionally, they highlight the signifi…
…
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1
Kevin Brucher discusses the recent market volatility and the importance of being prepared for retirement.
35:34
35:34
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बाद में चलाएं
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35:34
In this episode, Kevin Brucher discusses the recent market volatility and the importance of being prepared for retirement. He explains the concept of the Japanese yen carry trade and how it impacted the market. Kevin also emphasizes the need for a diversified portfolio and the role of bonds in balancing risk. He advises listeners to be cautious whe…
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1
Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning.
37:01
37:01
बाद में चलाएं
बाद में चलाएं
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37:01
In this conversation, Kevin Brucher and Steve Sedahl discuss the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions f…
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1
Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals.
36:35
36:35
बाद में चलाएं
बाद में चलाएं
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पसंद
पसंद
36:35
Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals. He emphasizes the importance of discipline and long-term commitment to building savings and creating a reliable stream of income in retirement. Kevin also provides insights on income planning, including the optimal time to claim So…
…
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1
(Best of) Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement.
33:30
33:30
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बाद में चलाएं
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पसंद
33:30
In this episode of Cruising Through Retirement, Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement. He emphasizes the importance of managing risk and making rational decisions in volatile markets. Kevin explores the benefits and risks of real estate investments, including rental properties and real esta…
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Kevin Brucher discusses the importance of finding the right financial advisor and shares tips on how to do so.
33:21
33:21
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33:21
In this conversation, Kevin Brucher discusses the importance of finding the right financial advisor and shares tips on how to do so. He emphasizes the need for trust, a fiduciary standard, and proper licensing. He also highlights the benefits of getting a second opinion and the value of experience in making sound investment decisions. Kevin provide…
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(Best of) Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy.
36:49
36:49
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36:49
In this episode, Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy. He explains how interest rates affect inflation and the overall strength of the US economy. Kevin also explores the 4% rule in retirement planning and the concept of sequence risk. He highlights proposed cuts to Social Security and Medicare, a…
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Kevin Brucher discusses important retirement planning questions and provides answers to them.
34:38
34:38
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34:38
In this conversation, Kevin Brucher discusses important retirement planning questions and provides answers to them. The topics covered include retirement age, drawing down savings, claiming Social Security, investment strategies, and the importance of working with a personalized advisor. Kevin emphasizes the need for open communication, mutual resp…
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With the baby boomer generation retiring and fewer people contributing to Social Security, it's important to have a solid retirement plan in place.
33:46
33:46
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33:46
Retirement planning in the current economic climate is more challenging than ever. With the baby boomer generation retiring and fewer people contributing to Social Security, it's important to have a solid retirement plan in place. Annuities can be a valuable tool for generating guaranteed income in retirement, especially for those who don't have a …
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1
Retirement planning has seen significant changes over the past 20 years due to shifts in the economy, demographics, technology, and regulations.
36:31
36:31
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36:31
Retirement planning has seen significant changes over the past 20 years due to shifts in the economy, demographics, technology, and regulations. The conversation covers topics such as the transition from defined benefit plans to 401(k)s, the importance of Social Security and Medicare, the need for increased revenue and reduced debt, the benefits of…
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The conversation covers a range of topics related to retirement planning, financial regrets, investment strategies, market insights, and economic trends.
34:14
34:14
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34:14
The conversation covers a range of topics related to retirement planning, financial regrets, investment strategies, market insights, and economic trends. It delves into the impact of inflation, interest rates, and the role of the Federal Reserve. The discussion also explores the volatility of the stock market, the importance of managing risk, and t…
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Kevin Brucher discusses the certainty and uncertainty in retirement.
35:37
35:37
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35:37
In this conversation, Kevin Brucher discusses the certainty and uncertainty in retirement. They talk about the success of Nvidia and the potential risks of investing in AI stocks. They also discuss the importance of investing in the stock market to stay ahead of inflation and the benefits of having a Health Savings Account (HSA). The conversation t…
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Kevin Brucher discusses the recent report from the Social Security and Medicare trustees, which shows that the depletion dates for these programs have been pushed back.
36:30
36:30
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बाद में चलाएं
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36:30
In this episode of Cruising Through Retirement, Kevin Brucher discusses the recent report from the Social Security and Medicare trustees, which shows that the depletion dates for these programs have been pushed back. He emphasizes that these numbers can change every year based on the economy and the funding from payroll taxes. Kevin also addresses …
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Kevin Brucher discusses common financial planning misconceptions in retirement.
36:05
36:05
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36:05
In this conversation, Kevin Brucher discusses common financial planning misconceptions in retirement. He covers topics such as the current state of the economy, the recommended withdrawal rate for retirement, the misconception of spending less in retirement, and the importance of planning for inflation. They also touch on the dangers of following f…
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1
The conversation covers various topics related to the current economic and financial landscape. It starts with a discussion on the recent news, including the Federal Reserve's stance on interest rates ...
35:08
35:08
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पसंद
35:08
The conversation covers various topics related to the current economic and financial landscape. It starts with a discussion on the recent news, including the Federal Reserve's stance on interest rates and inflation. The conversation then moves on to the performance of companies during the earnings season and the overall state of the economy. It tou…
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1
Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement.
33:30
33:30
बाद में चलाएं
बाद में चलाएं
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पसंद
पसंद
33:30
In this episode of Cruising Through Retirement, Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement. He emphasizes the importance of managing risk and making rational decisions in volatile markets. Kevin explores the benefits and risks of real estate investments, including rental properties and real esta…
…
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1
Kevin Burcher and Steve Sedahl discuss the evolution of Social Security and the importance of understanding its history and future changes.
36:15
36:15
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बाद में चलाएं
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पसंद
36:15
On this episode of Cruising Through Retirement, Kevin Burcher and Steve Sedahl discuss the evolution of Social Security and the importance of understanding its history and future changes. They highlight the creation of Social Security in 1935 as a response to the Great Depression and the first check being issued in 1940. They also discuss the chang…
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Kevin Brucher discusses common retirement blunders and provide suggestions on how to avoid them.
35:26
35:26
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35:26
In this conversation, Kevin Brucher and Steve Sedahl discuss common retirement blunders and provide suggestions on how to avoid them. They cover topics such as trying to beat the market, keeping money in cash, lack of diversification, feeling trapped by real estate, and not spending savings. They also touch on the importance of timing when claiming…
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1
Kevin Brucher discusses financial planning strategies for retirement using golf analogies.
35:46
35:46
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बाद में चलाएं
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पसंद
35:46
In this episode of Cruising Through Retirement, Kevin Brucher discusses financial planning strategies for retirement using golf analogies. He emphasizes the importance of avoiding hazards such as inflation and taxes, and the need to manage emotions and learn from past mistakes. Kevin also touches on topics like early retirement, retirement age, and…
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Kevin Brucher exposes the dangers of financial advice on social media and highlights the importance of financial literacy.
35:55
35:55
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बाद में चलाएं
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पसंद
35:55
In this episode, Kevin Brucher exposes the dangers of financial advice on social media and highlights the importance of financial literacy. He discusses the performance of the S&P 500 and emphasizes the need for individuals to plan for retirement. Kevin challenges misleading information about 401(k)s and encourages listeners to seek advice from rep…
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1
Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy.
36:49
36:49
बाद में चलाएं
बाद में चलाएं
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पसंद
पसंद
36:49
In this episode, Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy. He explains how interest rates affect inflation and the overall strength of the US economy. Kevin also explores the 4% rule in retirement planning and the concept of sequence risk. He highlights proposed cuts to Social Security and Medicare, a…
…
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1
Kevin Brucher discusses important considerations before retiring early.
34:31
34:31
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34:31
Kevin Brucher discusses important considerations before retiring early. He emphasizes the importance of achieving debt-free status and finding honest mechanics to avoid unnecessary expenses. Kevin also highlights the need to understand risk tolerance and diversify investment portfolios. He cautions against early withdrawals from retirement accounts…
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Kevin Brucher discusses various signs that indicate a person may not be able to retire successfully.
35:22
35:22
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35:22
On this episode, Kevin Brucher discusses various signs that indicate a person may not be able to retire successfully. He starts by talking about the risks associated with investing in certain stocks, such as New York Community Bank. He emphasizes the importance of FDIC insurance and advises against keeping large amounts of money in one bank. Kevin …
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Kevin Brucher discusses the best way to clarify your retirement saving strategy. He explains the differences between Roth IRAs and Roth 401(k)s, emphasizing the benefits of tax-free income in retirement ...
36:23
36:23
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बाद में चलाएं
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पसंद
36:23
In this episode, Kevin Brucher discusses the best way to clarify your retirement saving strategy. He explains the differences between Roth IRAs and Roth 401(k)s, emphasizing the benefits of tax-free income in retirement. Kevin also highlights the importance of long-term growth and tax planning when choosing between Roth and traditional accounts. He…
…
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1
Kevin Brooker discusses various topics related to retirement planning and taxation.
34:34
34:34
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बाद में चलाएं
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पसंद
34:34
Kevin Brooker discusses various topics related to retirement planning and taxation. He starts by talking about the stock market and investing, particularly in high-flying stocks and the potential of artificial intelligence. He emphasizes the importance of long-term investing and the need to be comfortable with market volatility. Kevin also highligh…
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Kevin Brucher discusses the importance of estate planning and highlights the You Earned It, You Keep It bill, which aims to repeal the federal tax on Social Security benefits.
36:34
36:34
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बाद में चलाएं
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पसंद
36:34
In this episode, Kevin Brucher discusses the importance of estate planning and highlights the You Earned It, You Keep It bill, which aims to repeal the federal tax on Social Security benefits. He emphasizes the need to update beneficiary designations and provides insights into managing online accounts. Kevin also stresses the significance of tax pl…
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1
Kevin Brucher discusses important topics related to retirement planning. He starts by highlighting a bill called the 'You Earned, You Keep It Act' that aims to repeal the federal tax on Social Security ...
34:52
34:52
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बाद में चलाएं
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पसंद
पसंद
34:52
In this episode, Kevin Brucher discusses important topics related to retirement planning. He starts by highlighting a bill called the 'You Earned, You Keep It Act' that aims to repeal the federal tax on Social Security benefits and eliminate the cap on the payroll tax. Kevin emphasizes the need for individuals to support this bill and reach out to …
…
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1
Kevin Brucher discusses the correlation between football and retirement planning. He emphasizes the importance of the red zone in retirement planning, which refers to the five to ten years before retirement ...
37:33
37:33
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बाद में चलाएं
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पसंद
37:33
In this episode, Kevin Brucher discusses the correlation between football and retirement planning. He emphasizes the importance of the red zone in retirement planning, which refers to the five to ten years before retirement. Kevin advises diversification as a defensive strategy and highlights the significance of sequence risk in retirement. He also…
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Cruising Through Retirement Kevin Brucher emphasizes the importance of recognizing the shift from traditional pensions to personal savings and the need to replace the income previously provided by pensions ...
35:47
35:47
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बाद में चलाएं
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पसंद
35:47
The conversation explores the evolution of retirement planning and the need to adapt to the changing landscape. Kevin Brucher emphasizes the importance of recognizing the shift from traditional pensions to personal savings and the need to replace the income previously provided by pensions. The discussion also highlights the risks of relying solely …
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Kevin Brucher discusses the un-bucket list for retirement, which includes avoiding financial planning mistakes, dealing with loneliness, working part-time, and planning for different stages of retirement ...
35:08
35:08
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बाद में चलाएं
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पसंद
पसंद
35:08
In this episode, Kevin Brucher discusses the un-bucket list for retirement, which includes avoiding financial planning mistakes, dealing with loneliness, working part-time, and planning for different stages of retirement. He emphasizes the importance of creating a detailed financial plan, considering individual circumstances and lifestyle preferenc…
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Cruising Through Retirement Kevin Brucher weighs in on the new Bitcoin ETF's.
34:17
34:17
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A big week in crypto currency. The SEC approved rule changes that will allow the creation of bitcoin exchange traded funds. Eleven of them in all. Kevin Brucher weighs in and offers some thoughts on what it could mean for the average investor heading into retirement. He also talks a bit about New Year's resolutions. Call 800-975-6717. Visit Silver …
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