Get the insights you need to maximize your profitability this week. Welcome to OPTIMAL INSIGHTS, brought to you by Optimal Blue. Join our experts as they explore the latest real-time rate data and provide essential commentary spanning from originations to capital markets – insights you need to hear as you start your week. Designed for mortgage professionals, from originators to investors and everyone in between, each episode offers valuable information to help you maximize profitability and ...
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1
Looking Ahead to 2025 & Year-End Market Wrap | Dec. 23, 2024
30:06
30:06
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बाद में चलाएं
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पसंद
पसंद
30:06
Welcome to this week’s episode of Optimal Insights. In this episode, our experts offer an analysis of the economic landscape as we approach the new year. Jim Glennon, Jeff McCarty, and Ben Larcombe discuss the Federal Reserve's recent announcements and their implications for interest rates, highlighting a potential pause in rate cuts moving into 20…
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1
Reflections on 2024: Economic Trends and Industry Impact | Dec. 16, 2024
34:26
34:26
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बाद में चलाएं
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पसंद
34:26
Welcome to this week’s episode of Optimal Insights. This week, our experts reflect on the pivotal events and trends of 2024, providing a comprehensive year-in-review that touches on both industry-specific developments and broader global occurrences. Notably, they discuss the persistent high interest rates and their implications for profitability in…
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Tariff Tangle: Tracing the Impact on the U.S. Economy and Housing | Dec. 9, 2024
28:11
28:11
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बाद में चलाएं
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पसंद
28:11
Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the intricate relationship between tariffs, inflation, and the mortgage market. Jim Glennon leads a discussion with Jeff McCarty, Alex Hebner, and Kevin Foley, emphasizing how proposed tariffs could significantly impact inflation rates and, consequently, mortga…
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1
Unpacking the 2025 FHFA Loan Limits | Dec. 2, 2024
29:26
29:26
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बाद में चलाएं
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पसंद
पसंद
29:26
Welcome to this week’s episode of Optimal Insights. In this episode, Optimal Blue experts discuss key economic data, recent cabinet appointments, and their potential impacts, while also highlighting the newly released loan limits for 2025. The episode emphasizes the implications of these loan limits, which have increased significantly, reflecting c…
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The Current Landscape of Mortgage Servicing Rights and Recapture | Nov. 25, 2024
29:50
29:50
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बाद में चलाएं
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पसंद
पसंद
29:50
Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the impact of recent economic data and holiday trading schedules on profitability. Ben Larcombe highlights a notable uptick in existing home sales, marking the first year-over-year increase since 2021, while also cautioning about potential slowdowns due to risi…
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1
What are Mortgage Servicing Rights and Why Should Originators Care? | Nov. 18, 2024
30:57
30:57
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बाद में चलाएं
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पसंद
पसंद
30:57
Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the current state of the mortgage market, highlighting the challenges and opportunities as interest rates hover above 6.8%. The discussion emphasizes the rise in cash-out refinancing due to significant home equity, even as overall volume struggles in the face o…
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1
Demystifying Hedging Strategies in a Volatile Market | Nov. 11, 2024
27:11
27:11
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बाद में चलाएं
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पसंद
पसंद
27:11
Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the intricacies of hedging within capital markets, emphasizing its critical role in protecting profit margins amidst fluctuating interest rates. Host Jim Glennon is joined by experts Jeff McCarty and Alex Hebner to explore the recent election outcomes and their…
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1
Unlocking the Lock Desk: Policies, Production, & Capital Markets Connections | Nov. 4, 2024
24:56
24:56
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बाद में चलाएं
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पसंद
24:56
Welcome to this week’s episode of Optimal Insights. In this episode, our experts share the current state of the capital markets, emphasizing the impact of recent economic indicators and the upcoming election on rate trends. Jim Glennon leads the discussion with insights from Jeff McCarty, who highlights the uncertain market landscape post-Fed rate …
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Exploring Economic Data | Chris Maloney on Potential Election Impact | Oct. 28, 2024
28:19
28:19
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बाद में चलाएं
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पसंद
28:19
Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss recent housing supply data, highlight the significant impact of inflation, and explore how election outcomes could influence interest rates and government spending with special guest, Chris Maloney, mortgage strategist at Bank of Oklahoma. Key Takeaways: Curren…
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1
Housing Policy and the Effects on Pricing | October 21, 2024
28:43
28:43
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बाद में चलाएं
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पसंद
28:43
Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the critical intersection of housing policy and market dynamics as the election approaches. They explore how political platforms from both major candidates could influence housing supply and affordability, the current state of the housing market, including rece…
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1
Why Are There So Many Loan Products? | Oct. 14, 2024
29:38
29:38
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बाद में चलाएं
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पसंद
पसंद
29:38
Welcome to this week’s episode of Optimal Insights. In this episode, our experts explore the intersection of economic indicators and mortgage market dynamics with guests Alex Hebner and Kevin Foley. The team discusses market updates, recent inflation metrics, and the topic of specified pools and loan products in this week’s episode. Key Takeaways: …
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1
Navigating Economic Winds: Employment, Rates, and Refinancing | Oct. 7, 2024
24:42
24:42
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बाद में चलाएं
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पसंद
24:42
Welcome to Optimal Insights. In this episode, our experts discuss how the robust job growth, particularly in the hospitality and service sectors, has influenced market expectations and rate movements. They highlight the ongoing challenges in the economy and the potential for refinancing waves as rates trend lower in the coming months. The conversat…
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1
From Inflation to Interest Rates: Understanding Market Dynamics | Sept. 30, 2024
26:11
26:11
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बाद में चलाएं
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पसंद
26:11
Welcome to the first episode of Optimal Insights. In this episode, our experts discuss the recent developments in interest rates and their impact on market trends. The episode highlights a significant drop in mortgage rates, approaching 6%, which has sparked an increase in lock volumes, defying typical seasonal patterns. The team also explores the …
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Get the insights you need to maximize your profitability this week. Welcome to OPTIMAL INSIGHTS, brought to you by Optimal Blue. Join our experts as they explore the latest real-time rate data and provide essential commentary spanning from originations to capital markets – insights you need to hear as you start your week. Designed for mortgage prof…
…
continue reading