Welcome to the Golden 1 Credit Union Financial Empowerment Podcast, where together we explore financial health and the overall wellbeing of our community. Tune in for life-improving financial tips – gathered from interviews with subject-matter experts, business trailblazers, community leaders, and dedicated Golden 1 employees. As a not- for-profit member owned credit union, we’re here to empower your financial journey and, ultimately, empower you – towards a brighter, more secure future. Tog ...
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Powered by RichSingleMomma.com. Conversations for and about single moms who are ready to thrive and not just survive financially, mentally, and spiritually. Features interviews with successful single moms, financial and legal professionals, and personal development coaches. Get the show notes, watch the video version, and download the free budget worksheet at richsinglemomma.com! Support this podcast: https://podcasters.spotify.com/pod/show/richsinglemomma/support
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In this episode, we explore the rising trend of mini-retirements and gap years. We'll break down the pros and cons of taking a sabbatical before retirement age, how to financially prepare for it, and what to keep in mind to ensure a smooth transition.
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How might Federal Reserve rate cuts affect your finances? Tune in as we explore the impact of these rate changes on your wallet. Don't miss out on essential strategies for managing your money in these changing times!
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Join us as we address the growing problem of spam calls and share effective tips to protect yourself. Learn how to use features like 'Silence Unknown Callers' and the 'Do Not Call Registry,' and hear personal stories that demonstrate how simple it can be to keep your phone ringing only with the calls that actually matter.…
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Interested in Buy Now, Pay Later? Join us for a quick dive into what it is, how it works, and why it's becoming a popular choice. Discover the benefits, understand the potential risks, and learn how it can fit into your financial strategy. Tune in for insights that can help you make the most of this flexible payment option!…
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From Confusion to Confidence: The Benefits of Financial Coaching
42:09
42:09
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42:09
Feeling overwhelmed by your finances? You're not alone. In this episode, we delve into how to transform your money confusion and frustration into clarity and confidence. Join us as we explore the power financial coaching has to change the trajectory of your financial future.
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Receiving financial aid comes with its own set of financial responsibilities. From understanding your aid package and creating a budget to distinguishing between needs and wants and making the most of leftover funds, we've got you covered. Tune in for practical advice and real-life examples that will help you stay on a healthy financial path from d…
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Learn the essentials of building credit. Join us for expert tips and real-life stories, covering everything from getting a secured credit card to mastering good credit habits. Start your journey to credit success with us today!
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De-Influencing: The New Trend Saving Your Wallet
22:50
22:50
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In this episode, we dive into the growing trend of de-influencing on social media and its impact on financial wellness. Learn what de-influencing is, how it helps consumers make informed decisions, and practical tips to incorporate de-influencing into your financial journey.
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Explore how side hustles are reshaping work in today's economy. From inspiring stories to practical tips, we've got everything you need to join the hustle.
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Fur-Ever Prepared with Pet Insurance
19:59
19:59
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19:59
From wagging tails to unexpected vet bills, join us as we discuss pet insurance. Learn how it works, what it typically covers, and important factors to consider before investing in the coverage.
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Financial Talk for the Wedding Crew
20:52
20:52
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20:52
Join us for a discussion on essential costs, budgeting tips, and etiquette every bridesmaid and groomsman need to know. From dresses to destination bashes, we've got you covered with expert insights and real-life stories.
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Planning Budget-Friendly Vacations
31:05
31:05
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31:05
Dreaming of your next vacation, but worried about the cost? Join us for budgeting tips, savvy strategies, and expert insights to turn your travel dreams into reality.
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2024 Tax Talk: This Year’s Changes
23:14
23:14
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23:14
2023 Tax season may be over, but it's never too early to start planning for next year. Join us as we break down essential changes for 2024 that may impact your 2025 tax filing.
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Fueling Financial Empowerment with the Learning Lab
21:33
21:33
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21:33
Financial education is a journey that can guide you toward your goals. Golden 1's Learning Lab is a reliable financial resource hub, ready to accompany you on your way. We'll discuss how to kickstart your personalized journey, explore the invaluable features within the Learning Lab, and take a closer look at the essential tools at your disposal to …
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Turning Homeownership Dreams into Reality
17:20
17:20
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17:20
Transform your homeownership dreams into reality by exploring various downpayment and closing cost assistance programs, such as the "WISH" program, "On My Way" closing cost program, and several options from the California Housing Finance Agency. Join us for success stories, tips, and guidance to navigate your path to homeownership with confidence.…
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Ins and Outs of Big-Ticket Purchases
27:04
27:04
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27:04
Join us on a journey into the realm of big-ticket purchases. Boats, RVs, and vacation homes can offer not just joy but the potential for lasting legacies. We'll explore the financial complexities and long-term implications of these while guiding you in making informed decisions.
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Diversifying Your Savings: Beyond the Ordinary
19:45
19:45
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This podcast takes you on a journey to explore diverse saving options beyond typical savings accounts. In this episode, we delve into the world of high yield saving accounts, share certificates, and financial institution offered individual retirement accounts (IRAs), providing insights on selecting the perfect savings vehicle to achieve your financ…
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2023 Tax Talk: Getting Ready to File
30:49
30:49
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Learn the importance of early filing, maximizing deductions, and explore key tax credits. Whether you prefer the DIY approach or seek professional guidance, we're here to offer valuable resources and tips to streamline your tax filing.
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Debt Detox: How to Get Out of Debt
33:46
33:46
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33:46
In this episode, we offer strategies to cleanse your financial slate and pave the way to debt-free living by uncovering root causes of debt and learning actionable steps for sustainable well-being.
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In this episode, we discuss the power of quarterly resolutions and how breaking down your financial goals can lead to success. Whether it's saving for retirement, paying off debt, or simply reviewing your financial habits, we've got practical tips to keep you on track in the new year.
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Join us as we discuss 10 essential steps to close out the new year with a bang and pave the way for a successful year ahead. From reviewing your tax withholdings with a professional to calculating your net worth, we'll cover everything you need to know to end the year on a high note.
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Cybersecurity Insights: Safeguarding Your Assets in a Digital World
26:24
26:24
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In an increasingly connected world, the need for robust cybersecurity practices has never been more important. Join us as we discuss practical, up-to-date cybersecurity tips and best practices. Don't miss this opportunity to fortify your digital defenses and stay one step ahead of cyber threats.
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Thrills, Chills, and Bills: Overcoming Money Fears
28:50
28:50
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28:50
Experience the thrill of conquering spooky financial challenges this Halloween. We'll delve into financial topics that people often find scary. In this conversation, we'll impart valuable insights on facing these financial fears head on. Join us on this journey to transform uneasiness into empowerment, one step at a time.…
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Your Legacy, Your Way: Estate Planning Essentials
14:30
14:30
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14:30
Discover why estate planning is relevant to individuals of all ages and financial backgrounds and learn how it can ensure your wishes are carried out, provide for your loved ones, and minimize confusion or disputes. Join us as we discuss wills, gain a deeper understanding of trusts, and explore the different types of power of attorney and their pur…
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Money in Motion: Exploring Payment Methods
14:26
14:26
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Discover how money moves, from exchanging cash to digital transfers, and explore the evolution of money movement over time. Gain insights into the benefits and considerations of different payment methods, such as cash transactions, checks, debit cards, online payment systems, and peer-to-peer money movement services like Zelle.…
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Join us as we demystify the complexities of 401(k) plans and provide knowledgeable guidance to help you make the most of your retirement contributions. We'll cover the ins and outs of 401(k) plans, discuss contributions, and learn about navigating investment options. Whether you're just starting your career or nearing retirement age, this podcast i…
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Discover how to make the most of your rental experience while keeping your finances in check. From setting a budget and researching the rental market to understanding lease agreements and protecting your belongings with renter's insurance. Tune in for expert tips and valuable insights to become a savvy renter.…
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Financial Success in Your College Years
13:29
13:29
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Join us as we discuss valuable college finance tips, explore smart spending habits, and unveil hidden resources that will empower your financial well-being. From effective saving strategies and setting up bank accounts to stretching your funds and building credit, we've got all the insights you need. Tune in and take control of your financial futur…
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In this episode, we explore how addressing money fears can help us gain control over our money. Through inspiring stories, we demystify the world of money and discuss the power of learning financial concepts. By taking baby steps and finding balance, we can create a healthier relationship with money and achieve financial empowerment. Join us as we …
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Sparking a Path to Financial Freedom
10:45
10:45
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10:45
It's time to say goodbye to financial stress and hello to financial freedom! Join us for an inspiring episode where we share tips and insights on how to attain financial freedom through practical steps and a positive money mindset.
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Get ready to have a blast this summer without breaking the bank! While we all love soaking up the sun and making unforgettable memories, expenses can pile up fast. Join us as we share some savvy tips to help you save money on everyday summer activities, so you can make your summer budget last.
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Artificial Intelligence has revolutionized numerous industries, providing innovative solutions that enhance efficiency and productivity. However, with the increasing use of this technology, scammers have also found ways to exploit it. In this discussion, we will explore various strategies to safeguard against these scams, empowering you to make inf…
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Investing in Education through 529 Plans
17:26
17:26
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In this episode, our hosts dive into the world of 529 plans and how they can help you save for your child's educational expenses. With rising college costs, planning is more important than ever and the power of compound interest can help you reach your college saving goals. So, join us and add another tool to your financial journey.…
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Raising Money Savvy Kids: Tips for Teaching Children to Spend Wisely
13:23
13:23
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13:23
Teaching kids about earning money, prioritizing spending, and making responsible choices helps set them up for financial success. Join us as we explore the benefits of early financial education and share tips and best practices.
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Raising Money Savvy Kids: Tips for Teaching Children to Save
13:19
13:19
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13:19
Teaching children the importance of saving money is a valuable life lesson that can help them through adulthood. Join us as we discuss ways to instill these healthy habits to our children for a successful future.
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Financial Education for a Better Tomorrow
9:47
9:47
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9:47
Financial education is a powerful tool that can help individuals manage their money effectively and achieve their goals. Join us as we explore the benefits of financial literacy in communities and the ways in which financial education outreach can empower individuals to make informed decisions and improve their overall financial well-being.…
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Are you thinking of taking the next step in your homeownership journey? The current housing market is seeing significant changes, leaving many prospective buyers wondering how to proceed on their path to homeownership. Join us as we weigh the pros and cons of buying a home in 2023 and learn how to make your dreams of owning a home a reality!…
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Join us as we sit down with Javier Rolon, Manager of Golden 1's Home Loans Production team to discuss the unique benefits and services available at Golden 1 Credit Union to purchase your home.
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Saving for Life: The Importance of the 50/30/20 Budgeting Rule
13:41
13:41
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When it comes to personal finance, I think we can all agree it's important to save. We all have different life goals and timelines. Join us as we discuss with a financial advisor how the 50/30/20 Budgeting Rule helps us build our savings throughout our lives.
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For Love and Money: Real Talk on Finances in Relationships
11:07
11:07
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11:07
Money comes with emotions and is often tied to goals and expectations we have for ourselves and our loved ones. Join us as we uncover ways to discuss money in our relationships.
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Don’t Abandon Your New Year's Resolutions Just Yet
8:47
8:47
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Join us as we discuss how remembering our "why", recalibrating our SMART goals, and creating a new plan can help us get back on track with our New Year's resolutions.
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Join us as we discuss New Year's resolutions- how to prepare for them, how to make them, and how to keep them!
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Cars for Single Parents with Cindy Witteman
20:23
20:23
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20:23
Today's podcast features Cindy Witteman, founder of Driving Single Parents nonprofit that gives vehicles to single moms and dads in need. She also recently released a co-authored book, Shattering the Stigma of a Single Motherhood. In this interview, you will hear how she became a single mom, why she started her nonprofit, and the latest project she…
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Surviving Single Motherhood as a Widow w/ Krystal Casey
25:08
25:08
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I\'m chatting with Krystal Casey, an empowerment coach, yoga instructor, and author about her journey through single motherhood as a widow. We discuss her healing journey after the death of her husband and the secrets and challenges she\'s faced since then. Krystal is also a part of the book collaboration project with me called, Shattering the Stig…
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Cyber fraud is on the rise and criminals are experts at exploiting the busyness of the season to catch us off guard. Join us as we explore ways to stay safe on public Wi-Fi and a few tips on how to identify fraudulent e-mails and phone calls.
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Improve Your Finances with Gratitude
11:17
11:17
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11:17
Join us as we discuss how practicing gratitude, weighing out needs versus wants, and keeping in mind our “why” can significantly impact our finances and overall well-being.
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Student Financial Aid is in Full Swing
7:28
7:28
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7:28
Navigating student aid can be daunting- especially if you're applying for the first time. Join us to learn about deadlines, applications, common errors, and how to maximize the student aid that may be available to you.
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Successful Coparenting and Reinventing Life w/ Kati Hudson
32:50
32:50
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32:50
Kati\'s journey into co-parenting single-motherhood has brought her back to her passion: nutrition and fitness and helping others. Her path of survival has lead her to plant her roots into the ground and break the patterns of conflict, lack of nourishment (physically and emotionally), and working to build others up; to finally be thriving and lovin…
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Deciphering the Complexities of Medicare
8:45
8:45
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8:45
In this podcast we sit down with Jimmy Chu from Golden 1's Insurance Service's team to discuss Golden 1's partnership with eHealth. Join us as we navigate the complexities of Medicare to help ensure you are empowered to select the coverage that best fits your needs.
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Stretching your dollars around the holidays is going to take a little more effort this year. Join us for some tips and tricks on how to make your holiday budget go further. You'll also learn how to get a head start on saving for next year's holiday season.
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