In this week's episode, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider. They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. Skip to the part most relevant to you: 0:00-0:35 Intro 0:35-2:40 Building & Contents insurance 2:40-3:…

In this week's episode, Megan is joined by Hannah Gaddie, a solicitor at Gillespie Macandrew, and they discuss how to make an offer on a property in Scotland. They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. Skip to the part most relevant to you: 0:00-0:45 Intro 0:45-2:09 How to prepare to m…

In this week's episode of ESPC's First-timers Club, Megan is joined by Tzana Webster from Ralph Sayer, an ESPC solicitor estate agent member firm, to chat through what first-time buyers can expect from a property viewing including how to prepare, red flags to look out for and what NOT to ask. CHAPTERS: 0:00-0:40 Intro 0:40-1:04 Meet Tzana 1:04-3:40…

In this week's episode of ESPC's First-timers Club, we're sharing a real life first-time buyer story. Sam has recently purchased his first home with his fiancée in Rosyth, and he joins Megan to chat through his experience of buying in a busy Fife market, his advice to other first-time buyers and how to move on after a rejected offer. CHAPTERS: 0:00…

In this week's episode of ESPC's First-timers Club we are talking about LBTT (Land & Buildings Transaction Tax) with Gavin Pearson, a solicitor at Mov8 Real Estate. It's likely you may have heard of Stamp Duty - a tax payable on the purchase of a property, but do you know what LBTT is? LBTT is Scotland's version of Stamp Duty. During this episode G…

In this week's episode of ESPC's First-timers Club we are talking about Home Reports. Megan is joined by Kirsten Nicolson, a Director at DM Hall. In Scotland, it is a legal requirement for sellers to have a Home Report for their property. This allows prospective buyers the chance to find out more about the structural condition of the home and alert…