Looking for answers - Can I buy a home? How do I even do this? When should I start planning? Where should a first-time home buyer start? Right here. Real information from a real expert with clear answers to end your confusion. Guidance from industry insider, me, David Sidoni, the #HowtoBuyaHomeGuy. I’ll give you the playbook on the do’s and do not’s of buying your first home. From planning for the big step even years ahead of time, all the way to the nitty-gritty of getting your keys. If you ...
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First Time Home Buyers - How To Buy a Home


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First Time Home Buyers - How To Buy a Home
Philip Mastroianni
Dedicated to the First Time Home Buyer, we are here to give you the information you need to buy your first home. We are a group of real estate agents and mortgage lenders, and we know the home buying process can be confusing and intimidating. Learning a few key factors can help make the process easier to understand and less stressful. We have a Facebook Group @ https://www.facebook.com/groups/fthbpros/ and our Website @ https://fthbpros.com NMLS#2141541 DRE# 02141890 / 02099257
For first time home buyers, recent college grads, and personal finances freaks
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Want to buy a home? Don’t know how or what you need to own? Here is the help.


If you’re interested in buying a home and don’t know how or where to begin, this will help you or contact 407-279-1930. Moe @D.R. Horton
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E171: The Big Bank Crisis of 2023: What Will It Do To Housing?!
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Okay, so you’ve seen it all in the news - big banks are in a crisis right now. According to the news, we’re all done for! But, is that really the case? David Sidoni dives into research and data to give you the REAL story behind the bank failures and how this could affect the housing market for this year. Also, he throws it into a handy-dandy cheat …
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18 - What is Marry the House, Date the Rate?
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One popular piece of advice given to first time home buyers is to “marry the house and date the rate.” This phrase refers to the idea of putting more emphasis on finding a house that meets your needs for the long term, and thinking of the interest rate in shorter or temporary term. We'll be taking a closer look at this concept and see what it means…
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E170: Interview: 1st Time Home Buyers Find Compromise & the Triangle of Success
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Jeff and Cierra moved to Florida and bounced around from apartment to apartment, but then decided to start preparing to buy a home once their lease was up. The deadline gave them a goal and helped motivate them to make the jump. After getting in touch with a unicorn, the rest is history and now Jeff and Cierra are living in their first house! David…
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E169: Woman Power: This Single Woman Bought Her First Home
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Today’s How-to-Buy-a-Homie interview is with Joelle, a single woman who bought a house on her own. Accomplishing this feat was no easy task, but hard work and dedication led her to her first house in Florida! Now, she has the keys to her first house instead of relying on the unsteady rent market. From the finances to the emotional aspect of homeown…
It’s a tough title with some tough love behind it. David gets it, prices are high right now. But, that doesn’t mean that you should be sitting around waiting. Instead, the market is only going to get hotter, so DO NOT WAIT. If you’ve been keeping up on the podcast, then you’ve heard David’s interviews with several How-to-Buy-a-Homies and each of th…
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E167: Interview: Buying a $300K Home With Only $18k? Yes!
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Stick around until the end with this episode! This one is jam-packed with tips, hacks, and a super amazing end that even had David surprised. Alrighty, with that little tidbit in mind, let’s dive in: Your #1 First-time Home Buyer Advocate, David Sidoni, sits down with How-to-Buy-a-Homies Christina and Sean from New Jersey as they talk about how the…
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E166: 1st Time Home Buyer - From Clueless to Duplex Owner
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Dan and his wife went from not knowing a thing about buying a home to purchasing a duplex three states away in Spokane, WA. The couple’s lack of real estate knowledge, though it was scary, didn’t stop them from taking a leap of faith into the home-buying process. Listening to David’s podcasts gave them the knowledge and courage they needed to make …
David is back with a brand new housing market update… or is he? While the news and the data are refreshed for 2023, the message remains the same: NOW is the time to buy a home. Not later, not after the crash, not at the end of the year. NOW. So, dive in with David as he drops some truth bombs about what you can expect as a first-time home buyer thi…
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E164: The Basics: 10 Steps to Buying Your First Home
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Buying a home for the first time can be overwhelming, but having a step-by-step process to follow can make everything clearer, right? WRONG. David Sidoni gets thousands of questions from first-time home buyers asking for a step-by-step list they can follow to buy a home. Unfortunately, everyone is a special snowflake with different starting points …
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17 - Purchasing a New Construction Home
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Learn about purchasing a new construction home - some tips and information to get the most out of your purchase. From financing options, to budgets and design choices, we want you to be prepared for the process and make an informed decision. Contact Information: Join Our Facebook Community @ https://www.facebook.com/groups/fthbpros/ Find all our ep…
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E163: Let’s Hear From Another REAL Home Buyer: Amber’s Story
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As first-time home buyers, it’s important to talk to folks who have already gone through the process. David Sidoni knows the value of listening to those who have gone before, which is why he decided to take a break from talking and hand the mic over to How-to-Buy a Homie Amber. Amber was living in NYC, but when the pandemic hit, she knew it was tim…
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16 - The Hidden Costs and Fees of Buying a Home
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In this episode, we will explore the often-hidden costs and fees associated with purchasing a home that most buyers don’t consider. From home inspections and closing costs to moving expenses and mortgage fees, there are many hidden charges tucked away in the home buying process that must be accounted for when budgeting. We will talk to real estate …
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15 - What You Need to Know About Credit
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In this episode of the podcast, we talked to Stef Beltran del Rio from 360 Credit Consulting about the basics of credit for first time home buyers. We discussed different credit myths, tips for building and maintaining a good credit score, what to look out for when dealing with creditors, and more. Get your free credit consultation at: 360 Credit C…
If you're self-employed or a contractor, maybe you have inconsistent seasonal income or had some major financial issues recently. Keep listening. This episode is for you. We'll focus on the following alternate (Non QM) loans: Jumbo Loans Bank Statement Loan ITIN Loan Interest-Only Home Loans Bad Credit (Post BK) Who they are for, and some general q…
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13 - Buying a Home in a High Interest Rate Market
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It’s the end search is over. Stop even looking for a house. You’ll never be able to afford it, not with those interest rates. Is that what you've been hearing or thinking? Is it even worth looking at homes anymore? Is your dream crushed? The reality is that, no, you aren't out of the running. It's just a different market now. Today I've got Sarah b…
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E162: How Much Home Can You Afford With Your Salary?
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“Hey David, I make more money now. What kind of house can I buy on my new salary?” - A Lot of First-time Home Buyers “There’s an equation for that!” - David Sidoni, #1 First-time Home Buyer Advocate & Data Chart Enthusiast Yes, it’s true. There is indeed an equation that can help you determine how much home you can afford based on how much you make…
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E161: Achieving The American Dream: An Interview With Sally
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This podcast is all about helping first-time home buyers, so David Sidoni decided to talk to a real first-time home buyer who found their unicorn home through David’s unicorn team! Sally and her husband were ready to purchase their first home in April 2022, just before the interest rates went wild. Learn how their unicorn team helped them navigate …
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12 - Are You Emotionally Ready To Buy A Home?
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8 questions to ask yourself to make sure you are ready to buy a home from an emotional standpoint. Full Article and show notes @ https://fthbpros.com/are-you-emotionally-ready-to-buy-a-home/ Are you comfortable with the idea of owning a home, or is it intimidating? Are you ready and confident to be solely responsible for ensuring the home is always…
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E160: Want a Balanced Life? Look No Further Than These Locations
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A good work ethic is a timeless principle, but the all-work-no-play mentality of the Boomer and Gen X generations is going out of style. Millennials and Gen Z find more value in a healthy work/life balance that prioritizes mental health and personal values. Well, David Sidoni did some research (as he loves to do) and found studies that highlight th…
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E159: Bonus: What Happens If There’s a Recession in 2023?
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You thought that the last episode was the last one in David Sidoni’s 2023 housing market predictions series. PSYCHE. In this BONUS episode, he gives you some insight on how a recession could totally upend all the other predictions we’ve talked about so far. So, buckle your seatbelts because it’s going to be a wild ride. Here are the biggest takeawa…
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E158: PRICES. What Will They Do in 2023?
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Here it is at long last: the final installment of David Sidoni’s 2023 housing market projection series. You’ve been waiting for it for a long time and now you don’t have to wait any longer. This episode is about PRICES. FINALLY! As usual, David is taking a look at the data and listening to the pros to give you his expert opinion on what you can exp…
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E157: One Factor To Rule Them All: Let’s Talk Inventory
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David Sidoni is back for part three in his 2023 housing predictions series. What’s on the menu for this episode? INVENTORY. Jump in and listen to David as he discusses how construction, prices, and supply & demand are all playing a role in this year’s outlook. Expert opinions, hard data, surveys… it’s all there and David leaves no stone unturned. H…
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E156: Mortgage Rate Predictions for 2023… It Could Be Wild
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In 2022, everyone was SHOCKED when mortgage rates leapt from 3% to 7% in just half a year. The sudden increase left a lot of people scared, so the market began screeching to a halt by the end of 2022. Now, mortgage rates are still at 7%, but they may not stay there for long. In the second part of his multi-episode series, David Sidoni analyzes data…
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Ep 155: A Crash or Correction? Let’s Look at 2023 Housing Market Predictions
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Headlines are saying that this will be the year of the housing market crash. But are they saying that because it’s true, or just because they want you to read their content? In the first part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to give you the real scoop on what 2023 holds for home buyers. Takin…
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Ep 154: Condos vs. Single-Family Home – Which Should You Buy?
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A lot of people want to buy a house instead of a condo because they have always thought that condos depreciate. But did you know that condos are now selling faster than single-family homes? In this episode, David Sidoni is dropping some truth bombs and crushing the confusion around buying a condo vs. a house. The housing market is getting turned up…
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E153: Get a Home Loan Without Two Years Employment - (even right out of college!)
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Who says you can’t purchase a home right out of college? David Sidoni believes first-time home buyers DON'T need two years on the job. In this episode, he shows you how this is possible. Find out how to buy your first home right out of college and NEVER pay rent. David shares how you can build your credit history when you’re young and get a bank to…
Buying a home can be an intimidating process, but having a comprehensive inspection done can help you make an informed decision and give you peace of mind. Join Our Facebook Community @ https://www.facebook.com/groups/fthbpros/ An inspection is an evaluation of a property or home, typically conducted by a professional inspector, in order to identif…
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E152: How These Newlyweds Broke Their Lease & Bought a House – with One Income!
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Is it possible to buy your first home in a very expensive area with just one income? This Baltimore first-time home buyer couple did it! Allison and Ephraim found out their rent was going up 30%, and they discovered it was over $10,000 cheaper to break their lease. So they decided to buy their first home with only ONE income and ended up paying the…
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Ep 151 - How Much Time Do You Need To Plan to Buy Your First Home?
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Everyone wants to know. When should I call a realtor? When CAN I call a realtor, a lender, or an attorney? What's the right timing to do this whole thing right? In this episode, David Sidoni dives into the best, most efficient, and most money-saving time frames every first-time home buyer should know. This podcast was started for YOU, to demystify …